WHY TURNER CAPITAL INVESTMENTS IS COMPLETELY UNLIKE YOUR CURRENT FINANCIAL ADVISOR
AND WHY WE ARE BETTER IN SO MANY WAYS
To understand what makes Turner Capital different, it is worthwhile to know what is common among most investment advisors and money managers. You may have some personal experience with these types of advisors...
How most financial managers, other than Turner Capital, are structured:
- Most asset managers do not have decades of in-depth research and development in sophisticated market and stock analysis of fundamental and technical analysis.
- Most asset managers have not developed some of the world's most advanced software systems for market/asset forecasting.
- Most financial advisors do not actually buy and sell stocks for their clients. Most of them utilize a basket of mutual funds and are strongly influenced by the fees paid to the financial advisor by the mutual funds.
- Most financial advisors and money managers have a priority of obtaining and keeping clients (aka, marketing) that is above the priority of making money for their clients. These advisors are better marketing managers than they are money managers.
- Most financial managers tell their clients that they should have a long-term view of investing in the stock market and should not be concerned about the cyclical bull and bear markets because the market always moves higher over long periods of time. These financial advisors recommend a buy-and-hold strategy because if the client is in it for the long haul, the client’s assets will grow if the client does not leave or exit the market too soon. This advice is true on the surface. What these financial advisors fail to convey to their clients is holding on to a buy-and-hold strategy in a bear market can create enough losses that it can take many years to get back to even; and, if the client’s funds had not been in play during a bear market cycle, the client could benefit from the post bear market recovery instead of just getting back to even.
- One of the main reasons why most financial advisors recommend a buy-and-hold strategy for their clients is that most financial advisors are not trained in sophisticated market trend trading where important issues such as market bias, fundamental analysis, technical analysis and cash management strategies are advantageous.
- Most financial advisors prefer to offload the actual stock market investment management to mutual fund managers. This way, the financial advisor can spend the bulk of his/her time marketing the credentials of the mutual fund manager and taking credit for selecting strong managers for their client. The goal of these financial advisors is to get and keep the client for as long a time period as possible; thereby having a long-term revenue stream from the client and the mutual fund kick-backs.
- Many financial advisors charge their clients for management fees and transaction fees where the client pays for each buy or sell transaction in addition to the fees charged by the advisor for management services.
- Most money managers will not divulge the exact investment strategies that they use in the management of client funds and use the excuse that these strategies are proprietary in nature and are not divulged to the public.
At Turner Capital Investments, we approach money management as actual, hands-on management of client funds in a rules-based, disciplined approach that capitalizes on bull-market runs and preserves and grows capital in bear-market runs...
- Turner Capital never puts client funds into mutual funds.
- Turner Capital does not support nor agree with the concept of buy-and-hold. In our conservative investment strategies, we believe client accounts should be invested in fundamentally strong, up-trending stocks in bull markets; in cash in neutral markets; and, in cash and inverse ETFs in bear markets.
- In our aggressive investment strategies, we focus on fundamentally strong, upward momentum trending stocks and ETFs in bull markets; raise cash in neutral markets; and, look for contrarian plays and inverse ETFs in bear markets.
- We tell our clients that they should have a month-to-month view of our management of their accounts and that we should always be compared to our portfolio benchmarks.
- We only get paid via our management fee of client accounts. We do not accept any fee from any third party to recommend or invest into any security.
- Turner Capital is an open book when it comes to our investment strategies. In fact, we update each of our clients with our assessment of the market each week and the exact strategy we are employing with regard to our stock market investment strategies.
- We are trained, professional stock market traders. We know explicitly how to analyze company fundamentals, trend technicals, sector/industry trends and market bias trends. We do not hand off the management of our client accounts to any third party.
- Our clients do not pay transaction fees for the trades we execute on their behalf. Our fee, which is a floating scale that is tied to the net asset value of the client’s account(s), covers 100% of our management and all other fees or transaction costs associated with trading. Depending on the market, we may make well over 200 trades per year in each client account. 100% of the trading transactions (in and out) are covered by our management fee.
Want to read more about how Turner Capital Investments was started? Check out "Trusting the Process".
You may also want to watch a short video about our company and our investment strategies. Click on the following link to watch, "Turner Capital Investments Overview by Mike Turner".